FULL STACK FINANCE CONSULTANCY

Financial intelligence,
built like software.

Python operating models. AI-native BI. Machine learning drivers. From clean books to board decks—the entire stack, owned.

arr_forecast.py
# Bottoms-up ARR forecast with cohort logic
import pandas as pd
from pythia import CohortEngine, ChurnModel

class ARRForecast:
  def __init__(self, contracts_df):
    self.cohorts = CohortEngine(contracts_df)
    self.churn = ChurnModel()

  def forecast(self, months=12):
    base = self.cohorts.prorate_mrr()
    expansion = self.model_ndr(base)
    churn_adj = self.churn.predict(base)
    return base + expansion - churn_adj
Own the entire financial stack.

Most consultancies pick a lane. We integrated all three layers—because insights without clean data are fiction, and data without intelligence is noise.

LAYER 03

Intelligence

ML drivers, Python models, AI-native BI. Forecasts that learn.

Python Evidence Claude API scikit-learn
LAYER 02

Analysis

FP&A, forecasting, scenario models. Strategic insight from clean data.

dbt SQL Pandas DuckDB
LAYER 01

Foundation

Clean books, payroll, tax, compliance. The unglamorous work that makes everything else possible.

QBO Gusto Bill.com Ramp
Messy data in, clean insight out.

Every stage version-controlled, tested, and reproducible. No broken spreadsheets. No manual refresh.

01 — INGEST
Source Systems

Extract from QuickBooks, CRMs, payroll systems, and banks via automated connectors.

QuickBooks Stripe REST APIs
02 — TRANSFORM
Python Models

Bottoms-up operating models with proration logic, cohort analysis, and scenario engines.

Python Pandas dbt
03 — ENRICH
ML Drivers

Churn prediction, revenue driver analysis, and anomaly detection on financial data.

scikit-learn XGBoost Claude API
04 — DELIVER
AI-Native BI

Code-based dashboards that version control like software and update with every commit.

Evidence Rill Streamlit
The full offering.

A one-person consultancy that delivers like an in-house team. Flexible engagement, full-stack capability.

pythia --services
$ pythia list --category=foundation
Bookkeeping — Monthly close, reconciliation, clean books that scale
Payroll — Processing, compliance, state registrations
Tax Prep — Coordination with your CPA, estimated payments, 1099s
AP/AR — Bill pay, invoicing, collections, cash management
$ pythia list --category=analysis
FP&A — Budgeting, forecasting, variance analysis
Scenario Modeling — What-if analysis, sensitivity testing
Board Decks — Investor-ready financials and KPI packages
Due Diligence — M&A support, data room prep, QofE assist
$ pythia list --category=intelligence
Custom Dashboards — Evidence/Rill BI, real-time metrics
Python Models — ARR waterfalls, cohort analysis, revenue drivers
ML Forecasting — Churn prediction, demand forecasting
Automation — Report generation, data pipelines, integrations
$ _
Traditional vs. Pythia

Most finance consultancies hand you a spreadsheet and a slide deck. We deliver production-grade infrastructure.

📊

Traditional Approach

  • Excel models with broken formulas
  • Static reports that age instantly
  • Manual data refresh every month
  • "Trust me" variance explanations
  • Consultant-dependent knowledge
  • Separate vendors for books vs BI

Pythia Approach

  • Python models, version-controlled
  • Live dashboards that auto-refresh
  • Automated data pipelines
  • Traceable, auditable transformations
  • Documented infrastructure you own
  • Full stack from one consultant
01

Code > Spreadsheets

Operating models built in Python, not Excel. Version-controlled, testable, auditable. No broken formulas, no hidden tabs.

02

AI-Augmented Analysis

LLMs integrated directly into workflows—automated variance commentary, intelligent data quality checks, natural language querying.

03

Real-Time BI

Dashboards built as code with Evidence and Rill. They deploy like software, refresh automatically, and scale without manual work.

04

Finance-Native

Built by someone who's lived in FP&A—ARR waterfalls, commission plans, board decks, due diligence. The tech serves the finance.

See it work.

A sample ARR scenario model. Adjust the inputs and watch the outputs recalculate in real time.

LIVE
$12.0M
112%
25%
8%
12-MONTH PROJECTION
Ending ARR $15.5M
Net New ARR +$3.5M
Expansion Revenue +$1.4M
Churned ARR -$1.0M
Implied ARR Growth 29.2%
RULE OF 40
37.2

Ready to upgrade your
financial infrastructure?

Let's talk about what code-native finance can do for your business.

Schedule a Discovery Call